Product · WISI MandateSwitch

NACH Switch Infrastructure for Banks

WISI MandateSwitch helps banks enable and manage NACH services through a secure switch platform for mandate processing, validation, routing and lifecycle tracking.

WISI MandateSwitch

NACH switch for banks

LIVE

NACH switch

≈ 1,209 msg/s
presentmentsettlement
Sponsor
Switch
Dest bank

Live mandates

HDFC Loan EMI

WISI0004472 · settled T+1

₹18,500/mo

DEBITED

Amazon Pay

WISI0004471 · e-mandate validated

₹4,999/mo

ACTIVE

Netflix

WISI0004469 · settled T+1

₹649/mo

DEBITED

Active mandates

48,017

Success rate

99.1%

Settled today

₹6.11 Cr

Why WISI MandateSwitch

Built for real BFSI workflows

Offer NACH

Enable and manage NACH services through one secure switch layer.

Full lifecycle

Mandate processing, validation and status tracking end to end.

API or file

API and file-based workflows with built-in exception handling.

How it works

Live in three steps

A bank-side NACH switch layer built to support mandate workflows, operational visibility, exception handling and integration with internal banking systems.

1

Mandate submitted

Mandates arrive via API or secure file-based workflows from your channels.

2

Validated & switched

The validation engine checks each mandate and routes it between sponsor and destination banks.

3

Tracked to settlement

Status, exceptions and the full mandate lifecycle are tracked end to end.

99.3%

Success rate

Real-time

Status tracking

API + file

Workflows

24×7

Processing

Use cases

Where teams put it to work

NACH service enablement
Mandate registration workflows
Debit and credit mandate processing
Mandate validation and response handling
Status and lifecycle tracking
Exception and reject management
Operational dashboarding
Coverage

Switch coverage

Mandate processing, validation and lifecycle management in one secure switch layer.

NACH enablement
Mandate processing
Validation engine
Status tracking
Exception handling
Presentation & settlement
API workflows
File-based workflows
Operational dashboard
Reports
FAQ

Questions, answered

How do mandates reach the switch?
Via API or secure file-based workflows from your channels, so you can integrate whichever way suits your bank.
What does the validation engine check?
Mandate details, account and IFSC validity, limits and mandate rules are checked before a mandate is presented.
How are exceptions handled?
Failed or rejected mandates are surfaced with reasons for review, with built-in exception handling and status tracking.
Can we see the full lifecycle?
Yes — an operational dashboard tracks each mandate from submission through presentation and settlement.

Enable NACH services with WISI MandateSwitch.

Talk to our team about deploying WISI MandateSwitch through APIs or dashboards.

Wisi Assistant

Online
Hello! I'm Wisi. I can help you architect your payment stack or book a demo. How can I assist you today?
Powered by Gemini AI