Digital BFSI Infrastructure

Digital BFSI Infrastructure for Banks, NBFCs & Fintechs

WISI Pay helps financial institutions onboard customers, verify identities, monitor risk, manage fraud operations, enable NACH services, sign documents and orchestrate payments through one unified platform.

Onboard. Verify. Monitor. Sign. Collect.

Built for Regulated Financial Workflows

Designed for banks, NBFCs, fintechs, digital lenders and payment companies that need secure, scalable and audit-ready digital infrastructure.

8

Products

5

Industries

Operational

Monitoring & reliability controls

Audit-ready

Configurable evidence trails

Banks
NBFCs
Fintechs
Digital Lending
Payment Companies
Banks
NBFCs
Fintechs
Digital Lending
Payment Companies
Find your workflow

What Are You Trying to Solve?

Pick a workflow to see the modules built for it — or browse the full catalogue.

Products

One Platform for BFSI Operations

WISI Pay brings together verification, fraud workflows, AML monitoring, mule detection, digital signing, NACH switching, payment orchestration and accounting integrations into a single enterprise-grade platform.

WISI Verify

KYC, CKYC, DigiLocker & Verification APIs

Digitize customer and business verification with secure APIs for identity, document and business checks.

Explore WISI Verify

WISI LienShield

NCRP/I4C Complaint-to-CBS Lien Workflow

Enable banks to manage cybercrime complaint workflows between NCRP/I4C complaint flows and internal CBS systems.

Explore WISI LienShield

WISI RiskGuard

AML & Transaction Monitoring

Monitor suspicious financial activity, detect risky transactions and manage compliance alerts through structured workflows.

Explore WISI RiskGuard

WISI MuleHunter

Mule Account Detection Module

Identify mule accounts, suspicious beneficiaries and layered money movement patterns across customer and transaction data.

Explore WISI MuleHunter

WISI Sign

Aadhaar & OTP-Based Digital Signing

Enable secure digital signing for loan agreements, customer forms, merchant agreements and consent documents.

Explore WISI Sign

WISI MandateSwitch

NACH Switch for Banks

Enable banks to offer and manage NACH services through a secure switch layer for mandate processing and lifecycle management.

Explore WISI MandateSwitch

WISI PayOrchestrate

Payment Orchestration — Your Server, Your Brand, Your PGs

Deploy on your own server, connect your own gateways and banks, and give your merchants one unified API — we handle the routing underneath.

Explore WISI PayOrchestrate

WISI Tally Connect

Generate, Approve & Auto-Reconcile Payments — Straight from Tally

Your CA or accountant generates the payment payload directly from Tally — one-off, scheduled or fixed monthly — the owner verifies it, and once paid we write the status straight back into Tally. No double entry, no manual reconciliation.

Explore WISI Tally Connect

MNRL-FRI Compliance Engine

Real-time mobile-number fraud-risk intelligence for regulated financial institutions.

Sync DoT DIP’s MNRL and FRI risk data, match it against your customer base and act on risky mobile numbers in real time.

Explore MNRL-FRI Compliance Engine
How it fits

Where WisiPay Sits in Your Stack

One API and dashboard in front of the modules you need — connecting to the systems you already run.

Customer / Merchant
WisiPay API + Dashboard
VerificationRiskSigningMandatesPayments
CBSLMSBanksPGsTally

Modules like LienShield and MandateSwitch act as a controlled layer over your CBS or LMS, connecting via API or secure file-based workflows.

Industries

Built for Banks, NBFCs & Fintechs

One platform across the regulated financial ecosystem.

Banks

Digital BFSI infrastructure for banks

Enable digital verification, cybercrime complaint workflows, lien operations, AML monitoring, NACH services and payment infrastructure.

Explore Banks

NBFCs

Borrower onboarding to repayment

Digitize borrower onboarding, KYC, document signing, repayment mandate flows, risk checks and transaction monitoring.

Explore NBFCs

Fintechs

Ship financial products faster

Build secure financial products faster with verification APIs, risk monitoring, eSign, payments and integration-ready infrastructure.

Explore Fintechs

Digital Lending Platforms

Onboarding to disbursal, in one platform

Manage loan onboarding, borrower verification, agreement signing, mandate workflows and fraud risk from one platform.

Explore Digital Lending Platforms

Payment Companies

Route, monitor and reconcile payments

Aggregate gateways, manage merchants, monitor risk, route payments and improve transaction visibility.

Explore Payment Companies
Why WISI Pay

Infrastructure teams can trust

Your infrastructure

PayOrchestrate and the wider stack deploy on your own server, under your own domain — WisiPay never sits in front of your customers.

Your relationships

You bring your own payment gateways and banking partners; WISI connects to them rather than replacing them.

Your brand

The dashboard, API responses and customer-facing experience stay 100% your brand, not WisiPay's.

One integration layer

Verification, risk, signing, mandates and payments sit behind a single API and dashboard instead of separate vendor integrations.

Implementation support

Our team supports PG/bank onboarding and integration rather than leaving you to wire it up alone.

Audit-ready workflows

Every module logs actions, status changes and case history for internal audit and compliance review.

Resources

From the WisiPay Blog

Product, engineering and compliance writing from the team.

Product

SME Payment Automation: Tally + WisiPay Integration

SME payment automation that connects directly to TallyPrime. Generate, schedule, approve, and reconcile payments without double manual work.

Read more
Product

KYC Explained: KYC vs CKYC vs eKYC vs V-KYC vs Re-KYC

Still mixing up KYC, CKYC, eKYC, V-KYC and Re-KYC? Here's a simple breakdown of what each one means and why the difference matters.

Read more
Product

Cooperative Banks: Why Technology Alone Isn't Enough

Cooperative Banks have invested in technology, but that's not enough. Here are 5 capabilities that will define smarter Cooperative Banks.

Read more
Visit the blog

Ready to Modernize Your BFSI Operations?

Build faster, safer and more connected financial workflows with WISI Pay.

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