Product · MNRL-FRI Compliance Engine

MNRL & FRI Fraud-Risk Compliance for Banks & FIs

MNRL-FRI Compliance Engine connects banks, NBFCs and financial institutions to DoT’s Digital Intelligence Platform (DIP) — syncing MNRL and FRI data, matching it against your customer base and driving real-time, risk-based action on suspicious transactions.

MNRL-FRI Engine

DoT DIP fraud-risk sync

DIP · LIVE

DoT DIP sync

synced 1s ago
MNRLFRIReactivation

Live number screening

+91 90•••2038

MNRL · High risk

ALERT

+91 98•••4471

FRI · Very High risk

DENY

+91 70•••7720

FRI · Medium risk

WARN

Screened

1,84,007

Flagged

321

ATRs filed

128

Why MNRL-FRI Compliance Engine

Built for real BFSI workflows

Sync DoT DIP data

Automated ingestion of MNRL, FRI and Reactivation lists from the DIP platform.

Act in real time

Deny, alert or warn on Medium, High and Very High risk numbers at the transaction layer.

Stay compliant

EDD workflows and automated Action Taken Reports submitted back to DIP.

How it works

Live in three steps

A compliance and fraud-risk engine that continuously ingests DoT DIP risk lists, scrubs them against your registered mobile numbers, and applies risk-based action — helping regulated entities meet mobile-number fraud-prevention obligations while protecting customers and reducing financial loss.

1

Sync DIP risk lists

Automatically ingest MNRL, FRI and Reactivation data from DoT’s Digital Intelligence Platform.

2

Match your customers

Scrub the risk lists against your registered mobile numbers to flag exposed accounts.

3

Act & report

Apply deny / alert / warn at the transaction layer, run EDD, and submit Action Taken Reports back to DIP.

Daily

DIP data sync

3

Risk tiers

Real-time

Transaction action

100%

Audit logged

Use cases

Where teams put it to work

MNRL/FRI-based fraud prevention
DoT DIP platform integration
Exposed-account identification
Risk-based transaction control
Enhanced Due Diligence on flagged accounts
Money-mule monitoring
Regulatory reporting to DIP
Coverage

Compliance coverage

Everything you need to meet DoT MNRL / FRI fraud-prevention obligations.

MNRL sync
FRI risk indicator
Reactivation handling
Customer matching
Deny / alert / warn
Risk scoring
EDD workflow
Money-mule monitoring
Action Taken Reports
Customer-care registry
FAQ

Questions, answered

What are MNRL and FRI?
The Mobile Number Revocation List (MNRL) and Financial Fraud Risk Indicator (FRI) are datasets from DoT’s Digital Intelligence Platform (DIP) that flag mobile numbers linked to fraud or revocation, so financial institutions can act on them.
How does it connect to DoT’s DIP?
The engine performs automated daily/real-time ingestion of MNRL, FRI and MNRL Reactivation lists from DIP, and submits Action Taken Reports and loss-prevention statistics back to the platform.
What action is taken on risky numbers?
Based on the risk tier — Medium, High or Very High — it applies a deny, alert or warning at the transaction layer, and routes flagged accounts into an Enhanced Due Diligence workflow.
Who is required to use this?
Banks, co-operative banks, NBFCs, payment service operators and other regulated financial entities that must integrate with DoT’s DIP for MNRL/FRI-based fraud prevention.

Meet your MNRL / FRI obligations with confidence.

Talk to our team about deploying MNRL-FRI Compliance Engine through APIs or dashboards.

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